Investment Management Services - Coral Gables Trust Company
Investment Management Services

Investment Management Services


The Coral Gables Trust Company investment philosophy is derived from a Unified Managed Account (UMA). This approach allows the company to manage client portfolios containing multiple managers in a single account while eliminating the inefficiencies associated with separately managed accounts. A unified investment approach allows our clients to benefit from several attributes that include:
  • Elimination of duplicate holdings
  • Tax efficiency
  • Reduced turnover
  • Statistically based rebalancing
  • Avoidance of manager minimums

With the firm's award-winning investment management technology, the entire wealth cycle of our clients can be managed in a streamlined fashion. Important technological features include:
  • Proposal generation
  • Detailed performance reporting
  • Manager research and news bulletins
  • Customized model management
  • Cash/expense management
  • Industry leading portfolio rebalancing technology
Coral Gables Trust Company employs a combined strategy using both alpha generating active investments and index tracking investments to optimize risk, return and costs. The firm utilizes a unique combination of outside expertise and internal committees to fulfill the duties of investment manager research, investment manager selection, asset allocation, investment objectives and investment policy formation.

CGTC has aligned itself with a top tear and state-of-the-art strategic open-architecture partner to provide the firm with investment manager due diligence, research updates, award winning investment technology, proposal generation and performance reporting. Additional third-party sources such as Morningstar® and Charles Schwab & Co., Inc. are used to supplement the firm's research function.
Through its open-architecture partnership, the firm has access to several hundred fully researched investment manager solutions that can be used within client portfolios. 
The approved managers are selected based on a thorough qualitative and quantitative research process that is designed to illustrate the long-term value creation of each manager within their respective mandate. 
The Coral Gables Trust Company Investment Committee (TIC) has the responsibility to approve and monitor each strategy. The Committee selects investment managers that possess high quality attributes such as low turnover, conviction in their holdings, strong downside protection and positive risk adjusted returns over market cycles.
Coral Gables Trust Company manages diversified portfolios for high-net worth individuals, families and complex fiduciary situations that include irrevocable trusts, revocable trusts, guardianships, special needs trusts, charitable trusts, foundations and endowments. Our investment management services include but are not limited to:
  • Custom strategic allocation
  • Non-biased, arm's length investment manager selection
  • No proprietary product
  • Tax efficient rebalancing
  • Investment security constraint management
  • Detailed performance reporting
  • No separate account investment managers
Investment and related products are: Not Insured by the FDIC, the United States Government or any Governmental Agency or by Coral Gables Trust Company or any of its affiliates. Not obligations of the Trust Company or guaranteed by the Trust Company. Subject to Investment risk and may lose value.

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